Real ChatGPT answer · index seed81CqE7ExHtgcompleteFinance and banking · investing and brokeragesinformational

What is a disallowed loss and how does my brokerage track wash sales across my different accounts?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is a disallowed loss and how does my brokerage track wash sales across my different accounts?
2 real searches · 1 real-search pass
IRS wash sale rule substantially identical securities 30 days before after basis replacement shares brokerage accounts reporting Form 1099-BGoogle ↗
OBSERVEDReason
brokerage wash sale tracking across multiple accounts same broker different accounts IRS reporting limitations IRA spouse accounts wash saleGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS wash sale rule substantially identical securities 30 days before after basis replacement shares brokerage accounts reporting Form 1099-B Google ↗
brokerage wash sale tracking across multiple accounts same broker different accounts IRS reporting limitations IRA spouse accounts wash sale Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS wash sale rule substantially identical securities 30 days before after basis replacement shares brokerage accounts reporting Form 1099-B
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
brokerage wash sale tracking across multiple accounts same broker different accounts IRS reporting limitations IRA spouse accounts wash sale
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1