Real ChatGPT answer · index seed7xlR50oeBhwcompleteFinance and banking · credit scores and repairinformational
I am a recent college graduate worried about student loan default; how much damage does a default actually do to my credit history and for how long?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am a recent college graduate worried about student loan default; how much damage does a default actually do to my credit history and for how long?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid default student loan credit report seven years rehabilitation remove default notation official Google ↗
CFPB student loan default credit report seven years private student loans delinquency credit reporting Google ↗
- How long does information stay on my credit report? · consumerfinance.gov
- Student Loan Default and Collections: FAQs · studentaid.gov
- Getting Out of Default · studentaid.gov
- Student Loan Rehabilitation for Borrowers in Default: FAQs · studentaid.gov
- What are my options if a debt collection agency contacts me about my student loans? · consumerfinance.gov
- How To Prepare for Student Loan Payments · studentaid.gov
- What happens if I default on a private student loan? · consumerfinance.gov
- studentaid.gov · studentaid.gov
- What happens if I default on a federal student loan? · consumerfinance.gov
- StudentAid.gov · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid default student loan credit report seven years rehabilitation remove default notation official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB student loan default credit report seven years private student loans delinquency credit reporting OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |