What steps should I take to downgrade my premium travel card to a free version instead of canceling it outright, to protect my credit utilization ratio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps should I take to downgrade my premium travel card to a free version instead of canceling it outright, to protect my credit utilization ratio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
credit card downgrade product change preserve account credit limit credit score utilization official issuer guidance Google ↗
FICO closing credit card account utilization available credit account age official Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
credit card downgrade product change preserve account credit limit credit score utilization official issuer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO closing credit card account utilization available credit account age official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |