How do I dispute a fraudulent charge on my Mastercard and what are my rights under federal law compared to a debit card?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I dispute a fraudulent charge on my Mastercard and what are my rights under federal law compared to a debit card?
3 real searches · 1 real-search pass
CFPB unauthorized credit card charges Fair Credit Billing Act 60 days $50 liability officialGoogle ↗
OBSERVED
CFPB unauthorized debit card transactions Electronic Fund Transfer Act 2 business days 60 days $50 $500 officialGoogle ↗
OBSERVED
FTC credit card dispute billing errors written notice 60 days 30 days 90 days officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB unauthorized credit card charges Fair Credit Billing Act 60 days $50 liability official Google ↗
CFPB unauthorized debit card transactions Electronic Fund Transfer Act 2 business days 60 days $50 $500 official Google ↗
FTC credit card dispute billing errors written notice 60 days 30 days 90 days official Google ↗
- How do I dispute a charge on my credit card bill? · consumerfinance.gov
- Using Credit Cards and Disputing Charges · consumer.ftc.gov
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- § 1005.6 Liability of consumer for unauthorized transfers. · consumerfinance.gov
- Watch accounts closely when card data is hacked · consumerfinance.gov
- U.S.C. Title 15 · govinfo.gov
- SECTION 226.13—Billing Error Resolution · federalreserve.gov
- U.S.C. Title 15 · govinfo.gov
- Submit a CFPB complaint · consumerfinance.gov
- OCC consumer assistance · helpwithmybank.gov
- FTC fraud reporting · reportfraud.ftc.gov
- IdentityTheft.gov · identitytheft.gov
- Mastercard Zero Liability Terms and Conditions · mastercard.us
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB unauthorized credit card charges Fair Credit Billing Act 60 days $50 liability official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB unauthorized debit card transactions Electronic Fund Transfer Act 2 business days 60 days $50 $500 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FTC credit card dispute billing errors written notice 60 days 30 days 90 days official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |