Real ChatGPT answer · index seed7eXknJINhHMcompleteFinance and banking · retirement accountsinformational

What happens to the money in an employer sponsored retirement account when you quit your job, and what is a direct rollover versus an indirect rollover?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to the money in an employer sponsored retirement account when you quit your job, and what is a direct rollover versus an indirect rollover?
1 real search · 1 real-search pass
what happens to 401(k) when leaving job direct rollover indirect rollover IRS rules 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT1 real searches · gpt-6
what happens to 401(k) when leaving job direct rollover indirect rollover IRS rules 2026 Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
what happens to 401(k) when leaving job direct rollover indirect rollover IRS rules 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
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