Real ChatGPT answer · index seed7dYaHebO9xQcompleteFinance and banking · budgeting and savingcommercial
What are the pros and cons of moving my retirement emergency fund from a local bank to SoFi
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of moving my retirement emergency fund from a local bank to SoFi
3 real searches · 1 real-search pass
SoFi savings account APY October 2026 direct deposit requirements FDIC insurance withdrawal limits officialGoogle ↗
OBSERVEDOther / navigational
SoFi Bank deposit account agreement savings withdrawals transfer timing ATM cash access officialGoogle ↗
OBSERVEDOther / navigational
FDIC deposit insurance 250000 per depositor ownership category officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi savings account APY October 2026 direct deposit requirements FDIC insurance withdrawal limits official Google ↗
SoFi Bank deposit account agreement savings withdrawals transfer timing ATM cash access official Google ↗
FDIC deposit insurance 250000 per depositor ownership category official Google ↗
- Switching to SoFi Checking and Savings Accounts: What Changes and What Stays the Same? · support.sofi.com
- Open a High Yield Savings Account Online · sofi.com
- What benefits do I get with direct deposit? How do I set it up? · support.sofi.com
- Deposit Insurance At A Glance · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- FDIC deposit insurance calculator · edie.fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi savings account APY October 2026 direct deposit requirements FDIC insurance withdrawal limits official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
SoFi Bank deposit account agreement savings withdrawals transfer timing ATM cash access official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FDIC deposit insurance 250000 per depositor ownership category official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |