How does the YoYo car scam work and what steps can I take to protect myself when financing a vehicle
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the YoYo car scam work and what steps can I take to protect myself when financing a vehicle
3 real searches · 1 real-search pass
FTC yo-yo car financing spot delivery consumer advice conditional financing auto dealerGoogle ↗
OBSERVEDOther / navigational
Missouri Attorney General yo-yo car sale conditional financing consumer protection auto financingGoogle ↗
OBSERVEDConsequence
CFPB auto loan dealer financing spot delivery conditional sale consumer rightsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FTC yo-yo car financing spot delivery consumer advice conditional financing auto dealer Google ↗
Missouri Attorney General yo-yo car sale conditional financing consumer protection auto financing Google ↗
CFPB auto loan dealer financing spot delivery conditional sale consumer rights Google ↗
- Am I required to get my auto loan through a dealership? · consumerfinance.gov
- Financing or Leasing a Car · consumer.ftc.gov
- What are the different ways to buy or finance a car or vehicle? · consumerfinance.gov
- Can the dealer increase the interest rate after I drive the vehicle home? · consumerfinance.gov
- Deal or no deal? FTC challenges yo-yo financing tactics · ftc.gov
- Submit a CFPB complaint · consumerfinance.gov
- Report fraud to the FTC · reportfraud.ftc.gov
- Consumer Complaints · ago.mo.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC yo-yo car financing spot delivery consumer advice conditional financing auto dealer OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Missouri Attorney General yo-yo car sale conditional financing consumer protection auto financing OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB auto loan dealer financing spot delivery conditional sale consumer rights OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |