How do lenders calculate overtime income when figuring out my debt to income ratio for pre approval purposes?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate overtime income when figuring out my debt to income ratio for pre approval purposes?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide overtime income calculation history declining overtime income 2026 Google ↗
Freddie Mac guide overtime income 12 months 24 months mortgage qualifying income Google ↗
- Bonus, Commission, Overtime, and Tip Income · guide-selling.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide overtime income calculation history declining overtime income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide overtime income 12 months 24 months mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |