Real ChatGPT answer · index seed7VFfsKGhZLscompleteFinance and banking · personal loanscommercial

I am comparing LendingClub loan terms with traditional bank loans to find the cheapest way to consolidate twelve thousand dollars of consumer debt.

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am comparing LendingClub loan terms with traditional bank loans to find the cheapest way to consolidate twelve thousand dollars of consumer debt.
3 real searches · 1 real-search pass
LendingClub personal loan APR origination fee repayment terms official 2026Google ↗
OBSERVED
average personal loan interest rates banks credit unions 2026 debt consolidation APRGoogle ↗
OBSERVED
Federal Reserve bank personal loan interest rates consumer credit 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
LendingClub personal loan APR origination fee repayment terms official 2026 Google ↗
average personal loan interest rates banks credit unions 2026 debt consolidation APR Google ↗
Federal Reserve bank personal loan interest rates consumer credit 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
LendingClub personal loan APR origination fee repayment terms official 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
average personal loan interest rates banks credit unions 2026 debt consolidation APR
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Federal Reserve bank personal loan interest rates consumer credit 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1