Real ChatGPT answer · index seed7Qov4zcqf9kcompleteReal estate · moving and relocationinformational

What are the current average mortgage pre-approval interest rates for first-time buyers with a moderate credit score?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current average mortgage pre-approval interest rates for first-time buyers with a moderate credit score?
2 real searches · 1 real-search pass
current average 30-year fixed mortgage rate October 31 2026 Freddie Mac mortgage rates credit score 660 680 first time homebuyerGoogle ↗
OBSERVEDShort fact
2026 mortgage interest rates by credit score 620 660 680 conventional FHA average rateGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
current average 30-year fixed mortgage rate October 31 2026 Freddie Mac mortgage rates credit score 660 680 first time homebuyer Google ↗
2026 mortgage interest rates by credit score 620 660 680 conventional FHA average rate Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
current average 30-year fixed mortgage rate October 31 2026 Freddie Mac mortgage rates credit score 660 680 first time homebuyer
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
2026 mortgage interest rates by credit score 620 660 680 conventional FHA average rate
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1