Real ChatGPT answer · index seed7Qc0p3zOTD8completeFinance and banking · checking and savings accountscommercial

I am confused about whether my retirement savings are safer in a brokered CD through my investment advisor or a traditional bank CD covered by FDIC insurance up to the standard limits.

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am confused about whether my retirement savings are safer in a brokered CD through my investment advisor or a traditional bank CD covered by FDIC insurance up to the standard limits.
3 real searches · 1 real-search pass
FDIC brokered CDs pass-through deposit insurance requirements $250,000 per depositor bank ownership category officialGoogle ↗
OBSERVED
FINRA brokered certificates of deposit risks secondary market early sale interest rate risk officialGoogle ↗
OBSERVED
FDIC deposit insurance standard maximum deposit insurance amount ownership categories officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
FDIC brokered CDs pass-through deposit insurance requirements $250,000 per depositor bank ownership category official Google ↗
FINRA brokered certificates of deposit risks secondary market early sale interest rate risk official Google ↗
FDIC deposit insurance standard maximum deposit insurance amount ownership categories official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC brokered CDs pass-through deposit insurance requirements $250,000 per depositor bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FINRA brokered certificates of deposit risks secondary market early sale interest rate risk official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FDIC deposit insurance standard maximum deposit insurance amount ownership categories official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1