How do I evaluate whether buying a cash-value whole life policy is better than investing the difference in a standard index fund for my children's college education?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I evaluate whether buying a cash-value whole life policy is better than investing the difference in a standard index fund for my children's college education?
1 real search · 1 real-search pass
IRS life insurance cash surrender value tax treatment policy loans modified endowment contract; FAFSA cash value life insurance excluded assets 529 parent assets 2026; SEC investor.gov index funds fees diversificationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
IRS life insurance cash surrender value tax treatment policy loans modified endowment contract; FAFSA cash value life insurance excluded assets 529 parent assets 2026; SEC investor.gov index funds fees diversification Google ↗
- Filling Out the FAFSA Form · fsapartners.ed.gov
- FAFSA® Checklist: What Students Need · studentaid.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Publication 525 (2025), Taxable and Nontaxable Income · irs.gov
- 2025 Publication 554 · irs.gov
- General Explanations · home.treasury.gov
- 26 U.S.C. § 72: Annuities; certain proceeds of endowment and life insurance contracts · uscode.house.gov
Queries
1 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance cash surrender value tax treatment policy loans modified endowment contract; FAFSA cash value life insurance excluded assets 529 parent assets 2026; SEC investor.gov index funds fees diversification OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |