Real ChatGPT answer · index seed7HDUOEDP9vUcompleteInsurance · health insurance planscommercial

How much does a missed open enrollment deadline actually cost an uninsured person in tax penalties and medical debt?

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How much does a missed open enrollment deadline actually cost an uninsured person in tax penalties and medical debt?
4 real searches · 1 real-search pass
2026 health insurance individual mandate penalty California Massachusetts New Jersey Rhode Island DC official 2026 uninsured penalty amountsGoogle ↗
OBSERVED
California 2026 individual mandate penalty FTB uninsured penalty calculation 2026Google ↗
OBSERVED
medical debt uninsured Americans average emergency room hospital costs uninsured KFF 2025 2026Google ↗
OBSERVED
healthcare costs uninsured hospital emergency visit cost medical debt CFPB KFFGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 4 queries…

Searches and sources

ChatGPT4 real searches · gpt-6
2026 health insurance individual mandate penalty California Massachusetts New Jersey Rhode Island DC official 2026 uninsured penalty amounts Google ↗
California 2026 individual mandate penalty FTB uninsured penalty calculation 2026 Google ↗
medical debt uninsured Americans average emergency room hospital costs uninsured KFF 2025 2026 Google ↗
healthcare costs uninsured hospital emergency visit cost medical debt CFPB KFF Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 health insurance individual mandate penalty California Massachusetts New Jersey Rhode Island DC official 2026 uninsured penalty amounts
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
California 2026 individual mandate penalty FTB uninsured penalty calculation 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
medical debt uninsured Americans average emergency room hospital costs uninsured KFF 2025 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
healthcare costs uninsured hospital emergency visit cost medical debt CFPB KFF
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1