Can you outline the overdraft protection rules and associated fees for the Chase College Checking account compared to major online-only banks?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you outline the overdraft protection rules and associated fees for the Chase College Checking account compared to major online-only banks?
5 real searches · 1 real-search pass
Chase College Checking overdraft protection fee overdraft assist official 2026Google ↗
OBSERVEDReason
Ally Spending Account overdraft fee overdraft transfer officialGoogle ↗
OBSERVEDReason
Capital One 360 Checking overdraft options fees officialGoogle ↗
OBSERVEDComparison
SoFi Checking Savings overdraft coverage fee officialGoogle ↗
OBSERVEDReason
Discover Cashback Debit overdraft fee official currentGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (5)
Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT5 real searches · gpt-6
Chase College Checking overdraft protection fee overdraft assist official 2026 Google ↗
Ally Spending Account overdraft fee overdraft transfer official Google ↗
Capital One 360 Checking overdraft options fees official Google ↗
SoFi Checking Savings overdraft coverage fee official Google ↗
Discover Cashback Debit overdraft fee official current Google ↗
- Chase College Checking℠ | Understanding Savings and Checking Account Fees · chase.com
- FAQs | Overdraft Services · chase.com
- Standard Overdraft Practice | Overdraft Services · chase.com
- Overdraft Protection | Overdraft Services · chase.com
- Managing Overdraft Coverage: Qualifications and Steps · support.sofi.com
- SoFi Bank - Deposit Account Agreement (October 16, 2025).docx · d32ijn7u0aqfv4.cloudfront.net
- What is Overdraft Coverage? · support.sofi.com
- Overdrafts and CoverDraft℠ · ally.com
- Banking with No Overdraft Fees, Ever · ally.com
- Capital One 360 Checking Overdraft Options · capitalone.com
- Capital One overdraft options · capitalone.com
- SoFi checking and savings · sofi.com
- Chase overdraft services · chase.com
- SoFi overdraft coverage requirements · support.sofi.com
Queries
5 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Chase College Checking overdraft protection fee overdraft assist official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Ally Spending Account overdraft fee overdraft transfer official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Capital One 360 Checking overdraft options fees official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
SoFi Checking Savings overdraft coverage fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Discover Cashback Debit overdraft fee official current OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |