How do current FHA mortgage insurance premiums impact my total monthly payment compared to a conventional loan with PMI?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do current FHA mortgage insurance premiums impact my total monthly payment compared to a conventional loan with PMI?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA annual mortgage insurance premium rates upfront MIP 1.75% HUD mortgagee letter current Google ↗
2026 conventional PMI typical monthly cost rates credit score loan-to-value CFPB Fannie Mae Google ↗
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- FHA-Insured Home Loans: An Overview · congress.gov
- Homebuyer Frequently Asked Questions · yourhome.fanniemae.com
- What is mortgage insurance and how does it work? · consumerfinance.gov
- What to Know About PMI · yourhome.fanniemae.com
- What is private mortgage insurance? · proxy.goincop1.workers.dev
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA annual mortgage insurance premium rates upfront MIP 1.75% HUD mortgagee letter current OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 conventional PMI typical monthly cost rates credit score loan-to-value CFPB Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |