Real ChatGPT answer · index seed7DD8pTaybUwcompleteFinance and banking · student loanscomparison

Compare Earnest student loan refinancing with SoFi to see which lender provides better death and disability discharge terms for a parent cosigner like myself.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare Earnest student loan refinancing with SoFi to see which lender provides better death and disability discharge terms for a parent cosigner like myself.
2 real searches · 1 real-search pass
Earnest student loan refinance death disability cosigner death discharge policy officialGoogle ↗
OBSERVED
SoFi student loan refinancing death disability cosigner death discharge policy officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Earnest student loan refinance death disability cosigner death discharge policy official Google ↗
SoFi student loan refinancing death disability cosigner death discharge policy official Google ↗
  1. Earnest Refinancing and Private Student Loans: 2026 Review · nerdwallet.com
  2. SoFi · scholarships.savingforcollege.com
  3. Can I remove a Cosigner from my Private Student Loans? · support.sofi.com
  4. Product Overview · fredonia.edu
  5. Proposal for · fredonia.edu
  6. Earnest · savingforcollege.com
  7. Info Center · sofi.mohela.com
  8. What happens to my student loans if I die or become disabled? · consumerfinance.gov
  9. [node:title] · studentaid.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinance death disability cosigner death discharge policy official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
SoFi student loan refinancing death disability cosigner death discharge policy official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1