What regulatory limits and duration restrictions apply to short term health insurance policies in states like New York and California?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What regulatory limits and duration restrictions apply to short term health insurance policies in states like New York and California?
3 real searches · 1 real-search pass
2026 current short-term limited duration insurance federal rule 2024 court vacated 2025 statusGoogle ↗
OBSERVEDDefinition
New York short term limited duration health insurance prohibited official DFS regulationGoogle ↗
OBSERVEDReason
California short term limited duration health insurance prohibited official CDIGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current short-term limited duration insurance federal rule 2024 court vacated 2025 status Google ↗
New York short term limited duration health insurance prohibited official DFS regulation Google ↗
California short term limited duration health insurance prohibited official CDI Google ↗
- Insurance Circular Letter No. 7 (2018): Prohibition on Short-Term Limited Duration Plans · dfs.ny.gov
- How to shop for health insurance · ag.ny.gov
- PROHIBITION REGARDING SHORT-TERM LIMITED DURATION HEALTH INSURANCE POLICIES · insurance.ca.gov
- Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet · cms.gov
- Short-Term, Limited-Duration Insurance Final Rule · cms.gov
- Statement of U.S. Departments of Labor, Health and Human Services, and the Treasury regarding short-term, limited-duration insurance · dol.gov
- Insurance Topics | Short-Term Limited-Duration Health Plans · content.naic.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current short-term limited duration insurance federal rule 2024 court vacated 2025 status OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
New York short term limited duration health insurance prohibited official DFS regulation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California short term limited duration health insurance prohibited official CDI OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |