Real ChatGPT answer · index seed6yDPT9xVhKMcompleteFinance and banking · retirement accountsbrand

Can I move my employer match funds from a Fidelity 401k directly into a Roth IRA without paying ordinary income tax on the matching portion?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can I move my employer match funds from a Fidelity 401k directly into a Roth IRA without paying ordinary income tax on the matching portion?
3 real searches · 1 real-search pass
IRS rollover traditional 401k employer matching contributions to Roth IRA taxable conversion designated Roth employer matching contributionsGoogle ↗
OBSERVED
IRS rollover traditional 401(k) employer matching contributions to Roth IRA taxable conversion direct rollover Roth 401kGoogle ↗
OBSERVED
IRS designated Roth employer matching contributions SECURE 2.0 Roth matching contributions tax treatmentGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
IRS rollover traditional 401k employer matching contributions to Roth IRA taxable conversion designated Roth employer matching contributions Google ↗
IRS rollover traditional 401(k) employer matching contributions to Roth IRA taxable conversion direct rollover Roth 401k Google ↗
IRS designated Roth employer matching contributions SECURE 2.0 Roth matching contributions tax treatment Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover traditional 401k employer matching contributions to Roth IRA taxable conversion designated Roth employer matching contributions
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS rollover traditional 401(k) employer matching contributions to Roth IRA taxable conversion direct rollover Roth 401k
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS designated Roth employer matching contributions SECURE 2.0 Roth matching contributions tax treatment
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1