Are insurance adjusters allowed to depreciate the cost of labor when calculating actual cash value payouts for roof leak repairs in states governed by recent anti-depreciation statutes?
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The searches the AI actually ran for this prompt.
SEED QUERY
Are insurance adjusters allowed to depreciate the cost of labor when calculating actual cash value payouts for roof leak repairs in states governed by recent anti-depreciation statutes?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 state anti-depreciation insurance statutes labor depreciation actual cash value roof repair labor depreciation states law Google ↗
insurance labor depreciation statutes states 2024 2025 actual cash value roof claims anti depreciation law Google ↗
- DIFS Announces Insurer Requirements Protecting Consumers From Surprise Reduced Settlements · michigan.gov
- Michigan Issues Superseding Bulletin Regarding Depreciation of Nontangible Items · aaisviews.aaisonline.com
- View Document · govt.westlaw.com
- lawfilesext.leg.wa.gov · lawfilesext.leg.wa.gov
- Virginia Issues Letter Regarding Depreciation of Labor and Nontangible Items · aaisviews.aaisonline.com
- Department of Commerce, · commerce.alaska.gov
- SURVEY OF STATE LAW ON DEPRECIATION OF LABOR IN DETERMINATION OF ACTUAL CASH VALUE · hkr.law
- Alaska State Legislature · akleg.gov
- N.J. Admin. Code § 11:2-17.10 - Rules for fair and equitable settlements applicable to property and liability insurance | State Regulations | US Law · law.cornell.edu
- Can an insurance company depreciate labor costs in determining actual cash value? · newjerseyinsurancecoveragelitigation.com
- Roofing Insurance Laws in New Jersey · claimspark.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 state anti-depreciation insurance statutes labor depreciation actual cash value roof repair labor depreciation states law OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
insurance labor depreciation statutes states 2024 2025 actual cash value roof claims anti depreciation law OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |