Real ChatGPT answer · index seed6xrMfwfuvyAcompleteFinance and banking · checking and savings accountshowto
I opened a certificate of deposit last month but a family emergency means I need to break it today. What is the exact penalty calculation and how do I request an early withdrawal?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I opened a certificate of deposit last month but a family emergency means I need to break it today. What is the exact penalty calculation and how do I request an early withdrawal?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FDIC certificate of deposit early withdrawal penalty disclosure rules bank CD early withdrawal penalty calculation Google ↗
CFPB certificate of deposit early withdrawal penalty how calculated bank agreement Google ↗
- What are the penalties for withdrawing money early from a CD? · helpwithmybank.gov
- VI-3 Truth in Savings · fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC certificate of deposit early withdrawal penalty disclosure rules bank CD early withdrawal penalty calculation OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB certificate of deposit early withdrawal penalty how calculated bank agreement OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |