Real ChatGPT answer · index seed6qW9o2PRdiEcompleteFinance and banking · credit scores and repairinformational
Does refinancing a mortgage trigger a sequence of hard inquiries that temporarily depresses my average age of open accounts?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does refinancing a mortgage trigger a sequence of hard inquiries that temporarily depresses my average age of open accounts?
1 real search · 1 real-search pass
FICO mortgage rate shopping inquiries 45 day window hard inquiries average age of accounts new mortgage account impact credit scoreGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO mortgage rate shopping inquiries 45 day window hard inquiries average age of accounts new mortgage account impact credit score Google ↗
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How New Credit Impacts Your Credit Score · myfico.com
- How Long Does a Mortgage Affect Your Score? · experian.com