Real ChatGPT answer · index seed6mxxPZDWcgscompleteFinance and banking · credit scores and repairinformational
What does a credit utilization rate above thirty percent do to my credit score when my total available credit is relatively low?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What does a credit utilization rate above thirty percent do to my credit score when my total available credit is relatively low?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit utilization 30 percent low credit limit utilization scoring official guidance Google ↗
Consumer Financial Protection Bureau credit utilization ratio credit score balances credit limit Google ↗
- How FICO scores look at credit card limits · myfico.com
- How Owing Money Can Impact Your Credit Score · myfico.com
- Will paying off my credit card balance every month improve my credit score? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
- How do I get and keep a good credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization 30 percent low credit limit utilization scoring official guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Consumer Financial Protection Bureau credit utilization ratio credit score balances credit limit OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |