what are the main factors increasing insurance rates for small business fleets between progressive and state farm this year
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
what are the main factors increasing insurance rates for small business fleets between progressive and state farm this year
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 commercial auto insurance rate increases small business fleet factors repair costs claims severity litigation trends Progressive State Farm Google ↗
Progressive commercial auto insurance 2026 rate trends underwriting fleet State Farm commercial auto Google ↗
- Q1 2026 P&C Market Survey | Resources | CIAB · ciab.com
- Commercial auto and umbrella/excess liability only hardening US lines: Alera · theinsurer.com
- US Insurance Rates | Q1 2026 · marsh.com
- Guide to Understanding Fleet Insurance · progressivecommercial.com
- Commercial Auto Insurance Cost · progressivecommercial.com
- Progressive Corporation (via Public) / Quarterly Report for Quarter Ending June 30, 2026 (Form 10-Q) · ebs.publicnow.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 commercial auto insurance rate increases small business fleet factors repair costs claims severity litigation trends Progressive State Farm OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Progressive commercial auto insurance 2026 rate trends underwriting fleet State Farm commercial auto OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |