I am currently paying for a whole life policy that feels too expensive, so what is the step-by-step process for canceling it without losing all the cash value?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am currently paying for a whole life policy that feels too expensive, so what is the step-by-step process for canceling it without losing all the cash value?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS life insurance surrender cash value taxable amount premiums paid policy surrender Google ↗
NAIC consumer guide life insurance nonforfeiture options reduced paid up extended term surrender Google ↗
- Publication 525 · irs.gov
- 2025 Publication 525 · irs.gov
- Insurance Topics | Life Insurance · content.naic.org
- Standard Policy Provisions and Optional Riders · ncdoi.gov
- Virginia SCC · scc.virginia.gov
- consumer life insurance guide · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance surrender cash value taxable amount premiums paid policy surrender OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
NAIC consumer guide life insurance nonforfeiture options reduced paid up extended term surrender OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |