How do insurance adjusters handle DIY repairs when calculating payouts for roof leaks, and will they penalize me for not using their preferred local contractors?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance adjusters handle DIY repairs when calculating payouts for roof leaks, and will they penalize me for not using their preferred local contractors?
2 real searches · 1 real-search pass
Florida homeowners insurance roof claim DIY repairs recoverable depreciation labor costs policy Florida Department Financial ServicesGoogle ↗
OBSERVEDReason
Florida statute homeowners insurance contractor choice preferred contractor network steering claim roof repairs FloridaGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Florida homeowners insurance roof claim DIY repairs recoverable depreciation labor costs policy Florida Department Financial Services Google ↗
Florida statute homeowners insurance contractor choice preferred contractor network steering claim roof repairs Florida Google ↗
- Be Your Own Advocate | Full Coverage | Office of the Insurance Consumer Advocate · myfloridacfo.com
- Insurance Professionals | Full Coverage | Office of the Insurance Consumer Advocate · myfloridacfo.com
- For property damage, what proof-of-repair documentation is acceptable when a policyholder does the repairs? · securesupport.citizensfla.com
- Chapter 626 Section 9744 - 2026 Florida Statutes · flsenate.gov
- Statutes & Constitution :View Statutes : Online Sunshine · leg.state.fl.us
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Florida homeowners insurance roof claim DIY repairs recoverable depreciation labor costs policy Florida Department Financial Services OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Florida statute homeowners insurance contractor choice preferred contractor network steering claim roof repairs Florida OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |