Real ChatGPT answer · index seed6aXgYpfEKOQcompleteFinance and banking · credit scores and repairinformational
how does closing my oldest credit card affect my household debt to income ratio and overall score
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
how does closing my oldest credit card affect my household debt to income ratio and overall score
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing oldest credit card effect credit utilization closed account credit history 10 years Google ↗
CFPB debt to income ratio credit card minimum monthly payment mortgage underwriting Google ↗
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing oldest credit card effect credit utilization closed account credit history 10 years OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB debt to income ratio credit card minimum monthly payment mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |