Can an umbrella policy protect my personal savings and our home equity if my high schooler gets into a physical fight at a sports event and someone sues us?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can an umbrella policy protect my personal savings and our home equity if my high schooler gets into a physical fight at a sports event and someone sues us?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
South Carolina homeowners umbrella insurance intentional acts minor child assault battery exclusion personal liability coverage Google ↗
South Carolina law parent liability minor child intentional tort assault battery parental responsibility statute Google ↗
- Vermont Mut. Ins. Co. v. Singleton :: 1994 :: South Carolina Supreme Court Decisions :: South Carolina Case Law :: South Carolina Law :: U.S. Law :: Justia · law.justia.com
- What’s an Umbrella Policy? · content.naic.org
- Umbrella Insurance: What It Is & What It Covers · allstate.com
- Code of Laws - Title 63 - Chapter 5- · scstatehouse.gov
- South Carolina Code Section 63-5-60 (2025) - Parental civil liability for damage to State property. :: 2025 South Carolina Code of Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
South Carolina homeowners umbrella insurance intentional acts minor child assault battery exclusion personal liability coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
South Carolina law parent liability minor child intentional tort assault battery parental responsibility statute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |