What is the impact on my credit score when I check my rate for personal loans across multiple sites in Ohio?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the impact on my credit score when I check my rate for personal loans across multiple sites in Ohio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB personal loan prequalification soft inquiry hard inquiry credit score rate shopping personal loans Google ↗
FICO rate shopping personal loans hard inquiries treated separately inquiry 14 45 days Google ↗
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- Soft Pull Personal Loans · experian.com
- What is a credit inquiry? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB personal loan prequalification soft inquiry hard inquiry credit score rate shopping personal loans OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO rate shopping personal loans hard inquiries treated separately inquiry 14 45 days OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |