Can SoFi deny my refinancing application if a recession hits next month and my credit score drops slightly?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can SoFi deny my refinancing application if a recession hits next month and my credit score drops slightly?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
SoFi personal loan refinancing application underwriting final approval credit score changes before funding official Google ↗
SoFi student loan refinance underwriting credit score approval funding official Google ↗
- Why was I declined a loan? The reason listed is unclear. · support.sofi.com
- sofi-20251231 · sec.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi personal loan refinancing application underwriting final approval credit score changes before funding official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
SoFi student loan refinance underwriting credit score approval funding official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |