Real ChatGPT answer · index seed6N6M8pPuBhwcompleteFinance and banking · credit cardsinformational

What are the specific merchant category codes that trigger three percent cash back on online retail purchases for the Bank of America Cash Rewards card under the customized cash settings?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the specific merchant category codes that trigger three percent cash back on online retail purchases for the Bank of America Cash Rewards card under the customized cash settings?
1 real search · 1 real-search pass
Bank of America Customized Cash Rewards online shopping merchant category codes MCC list 3% cash backGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Bank of America Customized Cash Rewards online shopping merchant category codes MCC list 3% cash back Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America Customized Cash Rewards online shopping merchant category codes MCC list 3% cash back
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1