Real ChatGPT answer · index seed6JVx2jsGzQscompleteInsurance · auto insurancecomparison

What is the average percentage surcharge on family auto insurance policies after a single twenty miles over the limit speeding ticket?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the average percentage surcharge on family auto insurance policies after a single twenty miles over the limit speeding ticket?
2 real searches · 1 real-search pass
average auto insurance premium increase one speeding ticket 20 mph over limit 2026 insurers studyGoogle ↗
OBSERVEDReason
average car insurance rate increase after one speeding ticket 20 mph over limit family policy United States 2025Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
average auto insurance premium increase one speeding ticket 20 mph over limit 2026 insurers study Google ↗
average car insurance rate increase after one speeding ticket 20 mph over limit family policy United States 2025 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
average auto insurance premium increase one speeding ticket 20 mph over limit 2026 insurers study
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
average car insurance rate increase after one speeding ticket 20 mph over limit family policy United States 2025
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1