What specific umbrella insurance policy provisions protect against uninsured motorist claims that exceed primary auto limits in no fault states?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific umbrella insurance policy provisions protect against uninsured motorist claims that exceed primary auto limits in no fault states?
2 real searches · 1 real-search pass
personal umbrella policy uninsured motorist coverage endorsement excess UM UIM no-fault states policy provisions state lawGoogle ↗
OBSERVEDComparison
umbrella insurance uninsured motorist coverage excess underlying auto limits exclusion endorsement state law no faultGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
personal umbrella policy uninsured motorist coverage endorsement excess UM UIM no-fault states policy provisions state law Google ↗
umbrella insurance uninsured motorist coverage excess underlying auto limits exclusion endorsement state law no fault Google ↗
- Personal Umbrella and Excess Liability Insurance · mass.gov
- umbrella-insurance · insurance.maryland.gov
- Policy Number: · wainsurance.org
- N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 60-2.3 - Requirements for sum endorsements | State Regulations | US Law · law.cornell.edu
- § 38.2-2206. Uninsured motorist insurance coverage · law.lis.virginia.gov
- Colorado Revised Statutes Section 10-4-609 (2025) - Insurance protection against uninsured motorists - applicability :: 2025 Colorado Revised Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Georgia Code § 33-7-11 (2025) - Uninsured motorist coverage under motor vehicle liability policies :: 2025 Georgia Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
personal umbrella policy uninsured motorist coverage endorsement excess UM UIM no-fault states policy provisions state law OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
umbrella insurance uninsured motorist coverage excess underlying auto limits exclusion endorsement state law no fault OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |