Real ChatGPT answer · index seed69Y7A0DTXzAcompleteFinance and banking · personal loanscomparison

im trying to decide between wells fargo and td bank for a personal loan to pay off my high interest debt which one is more forgiving on fees

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
im trying to decide between wells fargo and td bank for a personal loan to pay off my high interest debt which one is more forgiving on fees
2 real searches · 1 real-search pass
Wells Fargo personal loan fees origination late payment prepayment penalty officialGoogle ↗
OBSERVEDConsequence
TD Bank personal loan fees origination late payment prepayment penalty officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Wells Fargo personal loan fees origination late payment prepayment penalty official Google ↗
TD Bank personal loan fees origination late payment prepayment penalty official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo personal loan fees origination late payment prepayment penalty official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
TD Bank personal loan fees origination late payment prepayment penalty official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1