Real ChatGPT answer · index seed679lU7WVsTkcompleteFinance and banking · checking and savings accountscomparison
Should I put my house down payment savings into a 1-year CD with Marcus or keep it in a high-yield savings account just in case rates go up?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I put my house down payment savings into a 1-year CD with Marcus or keep it in a high-yield savings account just in case rates go up?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs 1-year CD current APY October 2026 high yield savings APY Google ↗
Marcus by Goldman Sachs high yield savings account current APY October 2026 early withdrawal penalty CD Google ↗
FDIC deposit insurance savings account CD coverage official Google ↗
- 4.40% APY - Marcus CD Rate - 1 Year CD · ratebrain.com
- Marcus by Goldman Sachs CD Rates: Up to 4.40% APY (Oct 2026) · apyledger.com
- Detailed Savings Products · marcus.com
- Deposit Insurance · fdic.gov
- FDIC: Understanding Deposit Insurance · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus by Goldman Sachs 1-year CD current APY October 2026 high yield savings APY OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus by Goldman Sachs high yield savings account current APY October 2026 early withdrawal penalty CD OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FDIC deposit insurance savings account CD coverage official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |