How do insurance companies calculate the replacement cost of a house when writing a new policy in high risk flood zones?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate the replacement cost of a house when writing a new policy in high risk flood zones?
2 real searches · 1 real-search pass
how homeowners insurance replacement cost estimator calculates dwelling coverage construction cost flood zone FEMA substantial damage ICC coverage distinctionGoogle ↗
OBSERVEDReason
FEMA flood insurance replacement cost value building coverage NFIP increased cost of compliance substantial damage 50 percent ruleGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
how homeowners insurance replacement cost estimator calculates dwelling coverage construction cost flood zone FEMA substantial damage ICC coverage distinction Google ↗
FEMA flood insurance replacement cost value building coverage NFIP increased cost of compliance substantial damage 50 percent rule Google ↗
- Interagency Questions and Answers Regarding Flood Insurance · federalreserve.gov
- Flood insurance · fca.gov
- Increased Cost of Compliance Coverage · agents.floodsmart.gov
- Rebuild Better · floodsmart.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
how homeowners insurance replacement cost estimator calculates dwelling coverage construction cost flood zone FEMA substantial damage ICC coverage distinction OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FEMA flood insurance replacement cost value building coverage NFIP increased cost of compliance substantial damage 50 percent rule OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |