I am a recent college grad with a history of anxiety and depression, and I need to know how mental health condition coverage limitations work on long term disability policies right now.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am a recent college grad with a history of anxiety and depression, and I need to know how mental health condition coverage limitations work on long term disability policies right now.
2 real searches · 1 real-search pass
2026 current long term disability insurance mental nervous disorders limitation 24 months policy language anxiety depression employer group LTD ERISA Department of LaborGoogle ↗
OBSERVEDYes / no
Ohio long term disability insurance mental nervous disorder limitation individual group policy pre-existing condition state insurance departmentGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current long term disability insurance mental nervous disorders limitation 24 months policy language anxiety depression employer group LTD ERISA Department of Labor Google ↗
Ohio long term disability insurance mental nervous disorder limitation individual group policy pre-existing condition state insurance department Google ↗
- Section 3923.57 - Ohio Revised Code · codes.ohio.gov
- Weyer v. Reliance Standard Life Insurance Company, No. 23-2862 (8th Cir. 2024) :: Justia · law.justia.com
- Disability Claim Policies & Procedures · newyorklife.com
- Long-Term Disability Insurance · statefarm.com
- LIMITATIONS · hartford.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current long term disability insurance mental nervous disorders limitation 24 months policy language anxiety depression employer group LTD ERISA Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Ohio long term disability insurance mental nervous disorder limitation individual group policy pre-existing condition state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |