Real ChatGPT answer · index seed63scYFWBhqYcompleteFinance and banking · investing and brokeragesinformational
What is the safest protocol for transferring an inherited stock portfolio in kind from Charles Schwab to Fidelity without messing up the cost basis tracking?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the safest protocol for transferring an inherited stock portfolio in kind from Charles Schwab to Fidelity without messing up the cost basis tracking?
3 real searches · 1 real-search pass
Charles Schwab transfer account to Fidelity ACATS cost basis transfer official cost basis timingGoogle ↗
OBSERVEDReason
Fidelity incoming transfer assets cost basis information ACATS officialGoogle ↗
OBSERVEDOther / navigational
IRS inherited property basis date of death fair market value Publication 551 inherited stockGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Charles Schwab transfer account to Fidelity ACATS cost basis transfer official cost basis timing Google ↗
Fidelity incoming transfer assets cost basis information ACATS official Google ↗
IRS inherited property basis date of death fair market value Publication 551 inherited stock Google ↗
- Transfer Your Assets-Investments to Fidelity · fidelity.com
- Transferring Your Brokerage Account · investor.gov
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- Publication 551 (12/2025), Basis of Assets · irs.gov
- How to Change Your Cost Basis Information · fidelity.com
- 26 CFR § 1.6045A-1 - Statements of information required in connection with transfers of securities. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Instructions for Form 1099-B (2026) · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Charles Schwab transfer account to Fidelity ACATS cost basis transfer official cost basis timing OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fidelity incoming transfer assets cost basis information ACATS official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS inherited property basis date of death fair market value Publication 551 inherited stock OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |