Real ChatGPT answer · index seed62paDD0cQlYcompleteFinance and banking · credit scores and repairinformational
Will closing my oldest credit card completely ruin my credit score since I am trying to qualify for the lowest mortgage rate possible right now
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The searches the AI actually ran for this prompt.
SEED QUERY
Will closing my oldest credit card completely ruin my credit score since I am trying to qualify for the lowest mortgage rate possible right now
1 real search · 1 real-search pass
FICO closing oldest credit card effect credit score utilization closed account remains 10 years mortgage underwritingGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing oldest credit card effect credit score utilization closed account remains 10 years mortgage underwriting Google ↗
- How credit limit decreases can affect your score · myfico.com
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com