How do underwriters view retained earnings in my S-corp when calculating my debt-to-income ratio for a mortgage pre-approval?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do underwriters view retained earnings in my S-corp when calculating my debt-to-income ratio for a mortgage pre-approval?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide S corporation retained earnings K-1 income distributions business liquidity self employed borrower Google ↗
Freddie Mac guide S corporation retained earnings K-1 income distributions self employed mortgage underwriting Google ↗
- Income or Loss Reported on IRS Form 1065 or IRS Form 1120S, Schedule K-1 · selling-guide.fanniemae.com
- Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Analyzing Returns for a Corporation · selling-guide.fanniemae.com
- B3-3.5-01: Self-Employed Borrowers · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide S corporation retained earnings K-1 income distributions business liquidity self employed borrower OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide S corporation retained earnings K-1 income distributions self employed mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |