Real ChatGPT answer · index seed5weWPCmS6OEcompleteFinance and banking · checking and savings accountscomparison

Is Marcus by Goldman Sachs still a top tier choice for an emergency fund compared to American Express or is there a newer fintech app with a higher yield right now?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Marcus by Goldman Sachs still a top tier choice for an emergency fund compared to American Express or is there a newer fintech app with a higher yield right now?
2 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield savings APY October 2026 American Express high yield savings APY currentGoogle ↗
OBSERVEDConsequence
best high yield savings accounts October 2026 fintech APY FDIC insured emergency fundGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Marcus by Goldman Sachs high yield savings APY October 2026 American Express high yield savings APY current Google ↗
best high yield savings accounts October 2026 fintech APY FDIC insured emergency fund Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield savings APY October 2026 American Express high yield savings APY current
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
best high yield savings accounts October 2026 fintech APY FDIC insured emergency fund
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1