Real ChatGPT answer · index seed5ugXn9I8d7McompleteFinance and banking · mortgageshowto

Help me troubleshoot why my automated underwriting system keeps flagging my down payment gift funds and tell me what documentation my donor needs to provide immediately.

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Help me troubleshoot why my automated underwriting system keeps flagging my down payment gift funds and tell me what documentation my donor needs to provide immediately.
3 real searches · 1 real-search pass
Fannie Mae Selling Guide gift funds donor documentation evidence transfer borrower bank statement gift letter requirementsGoogle ↗
OBSERVED
Freddie Mac Seller Servicer Guide gift funds documentation donor source transfer gift letter requirementsGoogle ↗
OBSERVED
FHA Single Family Housing Policy Handbook gift funds documentation donor bank statement transfer requirementsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide gift funds donor documentation evidence transfer borrower bank statement gift letter requirements Google ↗
Freddie Mac Seller Servicer Guide gift funds documentation donor source transfer gift letter requirements Google ↗
FHA Single Family Housing Policy Handbook gift funds documentation donor bank statement transfer requirements Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae Selling Guide gift funds donor documentation evidence transfer borrower bank statement gift letter requirements
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac Seller Servicer Guide gift funds documentation donor source transfer gift letter requirements
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FHA Single Family Housing Policy Handbook gift funds documentation donor bank statement transfer requirements
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1