Why are major insurance carriers pulling out of certain states and leaving homeowners scrambling to find coverage this month?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are major insurance carriers pulling out of certain states and leaving homeowners scrambling to find coverage this month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
major homeowners insurance carriers pulling out states October 2026 insurer withdrawals nonrenewals homeowners coverage Google ↗
US homeowners insurance market 2026 state insurer exits wildfire hurricane reinsurance costs regulation Google ↗
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- Homeowners Insurance: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · gao.gov
- Forging a resilient future for California’s homeowners and insurers · mckinsey.com
- Utah leads the nation in dropped homeowners insurance policies. Here's why · ksl.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
major homeowners insurance carriers pulling out states October 2026 insurer withdrawals nonrenewals homeowners coverage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
US homeowners insurance market 2026 state insurer exits wildfire hurricane reinsurance costs regulation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |