Debt consolidation loans vs Chapter 7 bankruptcy for a household with two working parents and maxed out credit cards.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Debt consolidation loans vs Chapter 7 bankruptcy for a household with two working parents and maxed out credit cards.
3 real searches · 1 real-search pass
CFPB debt consolidation loan risks credit card debt official guidanceGoogle ↗
OBSERVEDReason
United States Courts Chapter 7 bankruptcy means test household income six months exemptions credit card debt dischargeGoogle ↗
OBSERVEDReason
U.S. Trustee Program Chapter 7 means testing median income 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB debt consolidation loan risks credit card debt official guidance Google ↗
United States Courts Chapter 7 bankruptcy means test household income six months exemptions credit card debt discharge Google ↗
U.S. Trustee Program Chapter 7 means testing median income 2026 Google ↗
- What do I need to know about consolidating my credit card debt? · consumerfinance.gov
- What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair? · consumerfinance.gov
- U.S. Courts Chapter 7 bankruptcy guide · uscourts.gov
- 2026 Department of Justice means-test information · justice.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB debt consolidation loan risks credit card debt official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
United States Courts Chapter 7 bankruptcy means test household income six months exemptions credit card debt discharge OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
U.S. Trustee Program Chapter 7 means testing median income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |