Is it worth executing a mortgage recast with my current lender instead of refinancing given that my current rate is three point five percent and new rates are much higher?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth executing a mortgage recast with my current lender instead of refinancing given that my current rate is three point five percent and new rates are much higher?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. 30-year fixed mortgage rates October 2026 Freddie Mac PMMS Google ↗
mortgage recast how it works lender fees eligibility keep existing interest rate CFPB Fannie Mae Google ↗
- Mortgage Rates · freddiemac.com
- Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. 30-year fixed mortgage rates October 2026 Freddie Mac PMMS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
mortgage recast how it works lender fees eligibility keep existing interest rate CFPB Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |