Can you analyze if taking out a home equity line of credit with Rocket Mortgage is smarter than draining our college savings accounts
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you analyze if taking out a home equity line of credit with Rocket Mortgage is smarter than draining our college savings accounts
3 real searches · 1 real-search pass
Rocket Mortgage HELOC current rates terms fees draw period repayment period 2026Google ↗
OBSERVEDOther / navigational
IRS 529 nonqualified withdrawal earnings 10% additional tax exceptions officialGoogle ↗
OBSERVEDDefinition
Massachusetts 529 plan tax treatment withdrawals official FAFSA home equity 529 assetsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Rocket Mortgage HELOC current rates terms fees draw period repayment period 2026 Google ↗
IRS 529 nonqualified withdrawal earnings 10% additional tax exceptions official Google ↗
Massachusetts 529 plan tax treatment withdrawals official FAFSA home equity 529 assets Google ↗
- What is a home equity line of credit? HELOC basics and uses · rocketmortgage.com
- How to apply for a home equity line of credit (HELOC) in 6 simple steps · rocketmortgage.com
- Rocket Mortgage Home Equity Review 2026 · cnbc.com
- home equity loan options here · rocketmortgage.com
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Financing Education · sec.state.ma.us
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Rocket Mortgage HELOC current rates terms fees draw period repayment period 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS 529 nonqualified withdrawal earnings 10% additional tax exceptions official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Massachusetts 529 plan tax treatment withdrawals official FAFSA home equity 529 assets OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |