How much emergency fund cash should an aggressive saver keep in a Treasury Direct account versus a liquid Marcus high-yield savings account given current tax implications?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much emergency fund cash should an aggressive saver keep in a Treasury Direct account versus a liquid Marcus high-yield savings account given current tax implications?
4 real searches · 1 real-search pass
2026 current Marcus by Goldman Sachs high yield online savings account APY official rate October 2026Google ↗
OBSERVEDOther / navigational
2026 Treasury bill rates current TreasuryDirect marketable securities sell transfer 45 days TreasuryDirect officialGoogle ↗
OBSERVEDOther / navigational
IRS Treasury bill interest state local income tax exempt federal taxable interest IRSGoogle ↗
OBSERVEDReason
Virginia individual income tax rates 2026 interest income Treasury obligations subtraction officialGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 current Marcus by Goldman Sachs high yield online savings account APY official rate October 2026 Google ↗
2026 Treasury bill rates current TreasuryDirect marketable securities sell transfer 45 days TreasuryDirect official Google ↗
IRS Treasury bill interest state local income tax exempt federal taxable interest IRS Google ↗
Virginia individual income tax rates 2026 interest income Treasury obligations subtraction official Google ↗
- Home · marcus.com
- Topic no. 403, Interest received · irs.gov
- Treasury Auction Results, Oct 26-Nov 1, 2026 · yielddocket.com
- Treasury Bills · treasurydirect.gov
- § 58.1-322.02. Virginia taxable income; subtractions · law.lis.virginia.gov
- Code of Virginia Code · law.lis.virginia.gov
- Selling a Treasury Marketable Security · treasurydirect.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current Marcus by Goldman Sachs high yield online savings account APY official rate October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
2026 Treasury bill rates current TreasuryDirect marketable securities sell transfer 45 days TreasuryDirect official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS Treasury bill interest state local income tax exempt federal taxable interest IRS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Virginia individual income tax rates 2026 interest income Treasury obligations subtraction official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |