Are there any hidden fees when you switch home insurance companies halfway through your policy year in Florida?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any hidden fees when you switch home insurance companies halfway through your policy year in Florida?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Florida homeowners insurance cancel policy midterm insured refund unearned premium cancellation fee short rate 2026 Google ↗
Florida statute homeowners insurance cancellation by insured return unearned premium pro rata 627. cancellation Google ↗
- 69O-170.010. Short Rate Cancellations and Fully Earned Premiums Prohibited, 69O-170. Property And Casualty Insurance Rating, 69O. OIR – Insurance Regulation, 69. Department of Financial Services, Florida Administrative Code · flrules.elaws.us
- Fla. Admin. Code Ann. R. 69O-170.010 - Short Rate Cancellations and Fully Earned Premiums Prohibited | State Regulations | US Law · law.cornell.edu
- Homeowners Insurance FAQS | Consumer Services · myfloridacfo.com
- Florida Administrative Code, Chapter 69O-167, Section 69O-167.001 - Return of Unearned Premium | Florida Administrative Code · regulations.justia.com
- What are cancellation and nonrenewal notices? · securesupport.citizensfla.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Florida homeowners insurance cancel policy midterm insured refund unearned premium cancellation fee short rate 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Florida statute homeowners insurance cancellation by insured return unearned premium pro rata 627. cancellation OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |