Is it better to get an unsecured loan from Marcus or Discover if I want zero prepayment penalties and need to borrow eight thousand dollars to fix my car?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to get an unsecured loan from Marcus or Discover if I want zero prepayment penalties and need to borrow eight thousand dollars to fix my car?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Marcus personal loans current availability 2026 prepayment penalty terms official Google ↗
Discover personal loans 2026 APR origination fee prepayment penalty official Google ↗
- Personal Loan FAQs · discover.com
- Discover 2026 Personal Loan Review · nerdwallet.com
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
- 7 Loans Like Marcus by Goldman Sachs: Alternatives for 2026 · finder.com
- Discover Personal Loans official website · discover.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus personal loans current availability 2026 prepayment penalty terms official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Discover personal loans 2026 APR origination fee prepayment penalty official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |