Real ChatGPT answer · index seed5LruSjHAwUIcompleteFinance and banking · budgeting and savingcommercial

Which financial institutions currently offer the best rates on certificates of deposit for parking house down payment savings for twelve months?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which financial institutions currently offer the best rates on certificates of deposit for parking house down payment savings for twelve months?
2 real searches · 1 real-search pass
best 12-month CD rates October 2026 banks credit unions APY minimum deposit early withdrawal penaltyGoogle ↗
OBSERVED
12 month certificate of deposit highest APY October 2026 bank credit union ratesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
best 12-month CD rates October 2026 banks credit unions APY minimum deposit early withdrawal penalty Google ↗
12 month certificate of deposit highest APY October 2026 bank credit union rates Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best 12-month CD rates October 2026 banks credit unions APY minimum deposit early withdrawal penalty
OBSERVED
Google ↗
AI Mode ↗
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12 month certificate of deposit highest APY October 2026 bank credit union rates
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1