Real ChatGPT answer · index seed5HhKALdCmFQcompleteParenting and family · family financescomparison

Does Capital One 360 savings compound daily or monthly, and how does its effective annual yield stack up against Treasury bills right now for parking short-term family cash?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does Capital One 360 savings compound daily or monthly, and how does its effective annual yield stack up against Treasury bills right now for parking short-term family cash?
3 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY November 2026 interest compounded daily credited monthly officialGoogle ↗
OBSERVEDConsequence
Treasury bill rates 4 week 8 week 13 week October 30 2026 auction investment rate TreasuryDirectGoogle ↗
OBSERVEDReason
US Treasury daily treasury bill rates October 30 2026 4 week 13 week officialGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigationalComparisonConsequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Capital One 360 Performance Savings current APY November 2026 interest compounded daily credited monthly official Google ↗
Treasury bill rates 4 week 8 week 13 week October 30 2026 auction investment rate TreasuryDirect Google ↗
US Treasury daily treasury bill rates October 30 2026 4 week 13 week official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings current APY November 2026 interest compounded daily credited monthly official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Treasury bill rates 4 week 8 week 13 week October 30 2026 auction investment rate TreasuryDirect
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
US Treasury daily treasury bill rates October 30 2026 4 week 13 week official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1